EXCLUSIVE - Reduced deductible benefit* Your deductible is reduced up to $500 for collision and vandalism that occurs within 500 feet of the facility where you're employed or you volunteer as a public safety professional.
EXCLUSIVE - $500 personal property coverage You can receive up to $500 for any personal belongings stolen from your vehicle - including turnout gear you've purchased, whether it's locked or not.
EXCLUSIVE - Holiday skip payment option To help you manage your money during the winter holidays, you can take advantage of one of our skip payment options. You won't have to make any insurance payments during the time you choose.
EXCLUSIVE - ID Defense If your identity is stolen, you receive unlimited one-on-one expert guidance to help you resolve the problem, as well as credit monitoring, credit reporting and fraud monitoring - at no additional cost.
Rates locked in for a full year Once insured, your low rate is locked in for 12 months - even if you have a claim. That's twice as long as the rate guarantees offered by other companies.
Broad policy protection Your policy automatically covers anyone driving your vehicle with your permission. And it protects you while driving other vehicles- borrowed or rented.
Towing and roadside assistance Make sure you or your family members are never stranded. For a small additional fee, you can get coverage for towing to the nearest repair facility and roadside assistance with flats and other simple repairs.
Online account management Sign up to go paperless, and you'll have access to your account 24 hours a day to make managing your coverage more convenient. Print important documents, make changes to your policy and file minor claims - all online.
Generous discounts We offer you many money-saving opportunities to lower your rate - including multi-policy discounts, our Good Student Discount and even special discounts for mature drivers.
24-hour, emergency claims service, located in the USA File claims quickly and easily with our USA-based representatives, who are available to assist you 365 days a year.
Fallen Hero Survivor Benefit** Should a firefighter's life end in the line of duty, the premium will be waived for the surviving partner/spouse for the remainder of the current policy year and for the following policy year.