Life Insurance, Long-Term Disability, & Long Term Care
Base Accidental Death and Dismemberment (AD&D)
- $5,000 Accidental Death and Dismemberment Benefit
- On-duty and Off-duty
To be eligible for the Base AD&D Insurance Benefit Program, the CSFA member must be:
- A member in good standing.
- Employed by a California Fire Department or Fire District.
Regular CSFA Members (Safety)
- Base Life
- Long term Disability (Group Only Plan): $20.00 per month.
- Additional Life Insurance: Individual or Group plans, members purchase up to $1,000,000 Life Insurance, dependant coverage up to $500,000 Life Insurance or 50% of members coverage.
- Accidental Death & Dismemberment: Individual or Group plans up to $500,000 benefits.
- Long Term Care: Industry's top rated companies available.
- New Academy Graduate are eligible for $100,000 Guarantee Issue if they apply within 30 days of hire and are a full time safety fire fighter.
Regular CSFA Member (Non Safety)
- Base Life
- Additional Life Insurance: Individual or Group plans, members purchase up to $1,000,000 Life Insurance, Dependant coverage up to $500,000 Life Insurance or 50% of members coverage.
- Accidental Death & Dismemberment: Individual or Group plans up to $500,000 benefits.
- Long Term Care: Industry's top rated companies available.
- Volunteer Department: Provident plan provides on the job Accident Medical and Disability Benefits.
- Long Term Disability: Specialized Group LTD plan available, no individual non-safety plans available.
CSFA Retirees
- Base Life
- Additional Life Insurance: Individual or Group plans, members purchase up to $1,000,000 Life Insurance, Dependant coverage up to $500,000 Life Insurance or 50% of members coverage.
- Accidental Death & Dismemberment: Individual or Group plans up to $500,000 benefits.
- Long Term Care: Industry's top rated companies available.
CSFA Term Life Insurance
- 5, 10, and 20 year term plans
- Group and individual plans available
- Coverage up to $1,000,000
- Spouse and dependent coverage available
- All CSFA members receive $5,000 Accidental Death & Dismemberment Up to age 70
- For coverage, contact Myers-Stevens & Toohey at (800) 827-4695.
- Download the Change of Beneficiary form here.
Long-Term Disability Programs: Is Your Income Protected?
- Group and individual plans available.
- Both pay up to 75% of one's monthly salary.
- Lifetime benefits age 65
- Covers any injury or illness, on-duty or off-duty.
- Death Benefit $15,000 On-Duty or Off-Duty
Only $20.00 per month - For group coverage, call Myers-Stevens & Toohey at (800) 827-4695.