Group Accidental Death, Life Insurance and Long Term Disability Insurance

Group Accidental Death and Dismemberment (AD&D)

As a member, under age 70, in good standing and employed by a California Fire Department or Fire District, you are automatically enrolled in the Group AD&D Base plan which provides:

  • $10,000 Accidental Death and Dismemberment Benefit
  • On-duty and Off-duty Protection
  • Coverage at no cost to you

To learn more about AD&D Insurance, please call Risk Strategies at 866-352-1658

Click Here to Download the $10,000 Base AD&D Insurance Plan Certificate.

CSFA Group Term Life Insurance

  • Simplified Issue 10-Year Level Term coverage up to $250,000 (with hyperlink to application portal)
  • 10-Year and 20-Year Group Level Term coverage up to $500,000 (with hyperlink to plan brochure and UW fillbable pdf application)
  • 5-Year Group Annual Term coverage up to $500,000 (with hyperlink to plan brochure and UW fillbable pdf application)
  • Home billing or department billing options available
  • Local fire department sponsored group plans with coverage up to $150,000 
To learn more about Group Term Life Insurance, please call Risk Strategies at 866-352-1658

Long-Term Disability Programs

  • Group and individual plans available.
  • Benefit plans up to 66 2/3% of one's monthly salary.
  • Benefit payable to age 65
  • Covers On-Duty and Off-Duty disabilities.
  • Cost $29.00 per month

To learn more about Long Term Disability Insurance, please call Risk Strategies at 866-352-1658

Long Term Care

  • Long Term Care Insurance provides coverage that generally is not covered by health insurance, Medicare or Medicaid.
  • Coverage includes home health care benefits, assisted living, adult day care, hospice care, nursing home, Alzheimer’s facility and much more.
  • These plans are custom designed to fit your needs. Our Long Term Care Specialists stay apprised to the many changes in market. We will research the market for you and recommend a plan design and insurance carrier that best fit your needs.
Contact a Risk Strategies representative at (866) 352-1658 for more information.