NEW CSFA Offering: Simplified Issue 10-Year Group Level Term Life Insurance
“No Medical Exam or Lab Work Required”
CSFA members not currently insured under this plan, including retired and volunteer firefighters, may apply for Simplified Issue 10-Year Group Level Term Life Insurance. You must be under age 65 and actively working a minimum of 30 hours per week at your occupation.
10-Year Group Level Term Life Insurance Rates
(Sample non-tobacco rates shown as of June 2021)
Age Benefit Monthly Premium
30 $250,000 $11.50
40 $150,000 $ 8.70
50 $100,000 $14.70
60 $50,000 $21.00
Coverage stays with you even if you change jobs or retire.
- Dependent Family Life Insurance coverage of $10,000 is available.
- Optional Group Accidental Death & Dismemberment Benefit matching your Life Insurance coverage is available.
- Pay no premiums if you become totally disabled, as defined in the certificate
- Accelerated Life Benefit if diagnosed with a terminal illness, as defined in the Certificate. Receipt of the accelerated benefit may be taxable, or may adversely affect your eligibility for Medicaid or other government benefits. You should consult your personal tax advisor to assess the impact of this benefit.
This is a summary of benefits only. A complete description of benefits, limitations, exclusions and termination of coverage will be provided in the certificate of coverage. All coverage is subject to the terms of the group policy. If there is any discrepancy between this document and the group policy documents, the policy documents will govern. Policy form LP00GP.
Life insurance coverage is provided under the terms of a group life insurance policy, Group Policy #67180-1, issued and delivered in the state of California to California State Firefighters' Employee Welfare Benefits Corporation as the policyholder. The group life insurance policy is issued by ReliaStar Life Insurance Company, Minneapolis, Minnesota. The policy is administered on behalf of ReliaStar Life Insurance Company by Risk Strategies, an insurance administrator licensed in the state of California.